Tag: insurance

Uninsured Drivers Car Insurance Guide

In the United States, car insurance is practically not regulated at the federal level, but is left to the state authorities and insurance companies. Therefore, each state has its own characteristics of pricing, coverage and other conditions. In the American market, there are two main auto insurance systems for motorists. In most states, an accident…

Car Insurance Cover

The situation on the road is unpredictable. Even if you have been driving a car for a long time and doing your job perfectly, you cannot be sure of your safety, because other road users and pedestrians, bad weather conditions, poor quality road surface and many other factors can cause a traffic accident. By concluding…

What is a Bonus-Malus System and How to Request Your NCD Proof?

When calculating the cost in a particular car insurance, a driver will necessarily encounter the term “bonus-malus” or “NCD”. If you have not dealt with this before, let’s find out what it means. What is a bonus-malus? Bonus-Malus System, BMS is a system of tariff coefficients, usually used in the insurance business, which changes the…