Keeping you up to speed
There are two documents that will need to be changed with the DVLA if you move house, and they are your driving licence and your V5C vehicle registration certificate (log book). Not only are you legally obliged to make these changes as soon as is reasonably possible, but it could cause you serious problems if you don’t.
You need to change the address on your driving licence as soon as possible because you will need it to be accurate if you are involved in an accident or asked to produce your documents by the police for any other reason.
You’ll also need your driver’s licence to be accurate if you want to use it as identification. This is particularly true if you need to hire a car or van. Hire companies will usually ask for your driving licence and a recent utility bill, and if the addresses do not match, they may not let you take the hire vehicle. The same is true for other forms of credit or identification verification.
Often the first you will know about being caught by a speed camera is when the speeding ticket arrives in the post. But if your ticket goes to the wrong address, then you will be unaware that you have been caught. While this might sound like a good thing, it could in fact be a disaster.
Speed cameras only identify the vehicle and not the driver, and the fixed penalty ticket will ask you to identify who was driving. If you do not respond to the ticket (because you did not get it at your new address), then you could end up getting a summons to court and receive extra points for non-disclosure as well as a larger fine for not paying the fixed penalty within the allotted time.
Once again, you will not receive the summons if you have not changed your address on your V5C document, and you will end up having your licence endorsed without even knowing it. You could also have your credit rating ruined if your unpaid fines are passed on to bailiffs for collection. And all of this could happen to you and your reputation without you ever knowing anything was wrong.
It costs nothing to change the address on your driving licence or your V5C document. What’s more, there are lots of different ways you can do it, including conveniently online by registering with the Government Gateway scheme.
There is really no excuse for not changing your address details with the DVLA as soon as you move, and when the consequences could be so devastating, it really should be a priority for everyone.
If you are an Octagon Insurance customer, you should always inform us of any changes in your personal details to ensure you are fully protected in the event of a claim. Examples of changes to your personal details, that need to be disclosed can be found in your policy booklet.