Keeping you up to speed
It is estimated that seat belts save around 2,000 lives per year in the UK alone, as well as preventing thousands more serious head, face and internal injuries. So why is it that the government has to spend millions on increasingly graphic adverts to encourage us to wear them?
Crashing at 30mph, within the speed limit, you will hit the windscreen with a force of 35-60 times your body weight. That’s like jumping off a 30 ft building onto a glass canopy. Rear seat passengers, as the graphic TV ad of recent years reminds us, will hit the driver or front seat passenger with similar force.
Not surprisingly, it was Volvo, a well-known pioneer of car safety, that first introduced the seat belt in 1958. Seat belts quickly became widespread and it was made compulsory to wear front seat belts in 1982. Rear seat belts became compulsory in 1991.
As you would expect, there are very few exceptions to the seat belt laws. These are:
If your vehicle is a classic car and does not have seat belts, then you are also exempt from the law. However, this only applies if the vehicle was originally manufactured without seat belts.
Contrary to common belief, there is no exception for pregnant women, unless they have an exemption certificate from their doctor. The same is true for disabled drivers, who will be expected to modify their vehicle to allow seat belts to be worn.
You can apply for a medical exemption certificate from your doctor under certain strict circumstances. You must carry this with you and produce it if requested by a police officer or other authorised figure.
Many people assume that airbags will do the job of a seat belt, but this is far from the truth. Airbags are designed to work in conjunction with seatbelts, not in place of them. Whereas a seat belt will restrain your body from moving in the first place, an airbag will only soften the impact of that movement, which can still lead to serious internal injuries.
Customers with a policy that started on or before 31st December 2016 can continue to use this website as usual.
Customers with a policy that renewed on or after 1st January 2017 – the details on this website will not be relevant to your policy, please see your renewal pack for further information.