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by an uninsured driver

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Insurance fraud – it’s not worth the risk

With insurance costs rising and the economy getting ever tighter, you may be tempted to be less than honest on your car insurance application. Many people see such white lies as ‘common’ or ‘acceptable’, assuming that everyone does it and that no harm is done. But whether you are bending the truth, conveniently forgetting details or telling an outright lie, the chances are you will be found out.

Common areas where people think they can get away with not being fully honest include:

Octagon thoroughly check all documentation, and the insurer of the Octagon policy shares information with other insurers. This means that if you have made a claim elsewhere, insurers will be able to find out even if you do not disclose that claim on your application. Your insurer can also identify changes of address and vehicle, so you cannot simply make a ‘fresh start’ when you move house or change cars.

Octagon has seen most of the tricks people use to try and reduce their premiums, and we can spot them quickly and easily. If we do, we will inform your insurer who will have the right to cancel your policy and report your conduct to other insurance companies as a warning. This will make it difficult for you to find affordable cover in the future. In serious cases, we may even report you to the police for fraud.

In short, it’s simply not worth the risk just to save a few pounds on your policy – especially when Octagon work so hard to make our premiums such good value in the first place.

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One Quote Direct Insurance Services Limited trading as Octagon Insurance Services is an appointed representative of Europa Group Limited and acts as a credit broker and not a lender in relation to premium finance contracts. Registered as a limited company in England and Wales No. 5479983. Europa Group Limited is authorised and regulated by the Financial Conduct Authority, Financial Services Register No. 309794. Registered office: Europa House, Midland Way, Thornbury, Bristol, BS35 2JX.

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Customers with a policy that started on or before 31st December 2016 can continue to use this website as usual.
Customers with a policy that renewed on or after 1st January 2017 – the details on this website will not be relevant to your policy, please see your renewal pack for further information.

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